UTI Credit Opportunities Fund
See the fund house's risk level(opens in a new tab) · Credit Risk
Credit Risk funds are often used for lending to lower-rated companies. They pay more interest, but defaults are more likely. Values can fall.
UTI Mutual Fund · Regular · Growth
Price per unit ₹18.31 on 16 Oct 2026
How it has done
Past performance may or may not be sustained in future and is not a guarantee of future returns.
+6.9% a year
Over the 3 years to 16 Oct 2026.
Middle return of funds of this type we offer: +8.0% a year, to 16 Oct 2026.
Price per unit (NAV)
What you pay and when you can withdraw
- Smallest SIP
- ₹500 a month
- Smallest one-time amount
- ₹500
- Fee if you withdraw early (exit load)
- See the fund house's scheme documents.(opens in a new tab)
- When you can withdraw
- No lock-in on our records. You can ask to withdraw on any working day.
- Yearly running cost
- Taken out of the fund's value every day, so it lowers your returns. It isn't billed separately.See the rate (expense ratio) on the fund house's site(opens in a new tab)
- Stamp duty
- ₹5 on every ₹1 lakh you invest (0.005%), paid to the government.
If you had invested
What a past investment would be worth today.
Started
Five thousand rupees
Based on actual past NAVs. Past performance may or may not be sustained in future and is not a guarantee of future returns. Leaves out stamp duty, early-withdrawal fees and tax. It is not a forecast.
₹5,000 a month for 36 months, from 16 Oct 2023, would be worth ₹1,98,124 on 16 Oct 2026.
- You put in
- ₹1,80,000
- Worth now
- ₹1,98,124
- Yearly return
- +6.3%
Fund details
- Price per unit (NAV)
- ₹18.3068 on 16 Oct 2026
- Fund house
- UTI Mutual Fund
- Plan
- Regular plan, Growth option
- Type
- Credit Risk
- SIP dates
- Any date from 1 to 28
- ISIN (the fund's ID code)
- INF789F01QZ1
- Scheme documents
- Fund house website(opens in a new tab)
About UTI Credit Opportunities Fund
UTI Credit Opportunities Fund is a Credit Risk fund from UTI Mutual Fund. This page is for its Regular plan, Growth option. Credit Risk funds are often used for lending to lower-rated companies. They pay more interest, but defaults are more likely. Values can fall. Its new fund offer opened on 01 Jan 2010. The fund house publishes its risk level (riskometer) in its monthly factsheet. SIPs start from ₹500 a month; one-time investments from ₹500. No lock-in on our records. You can ask to withdraw on any working day. Fee if you withdraw early: see the scheme documents. Its NAV (price per unit) was ₹18.3068 on 16 Oct 2026.
Past returns next to similar funds
Past performance may or may not be sustained in future and is not a guarantee of future returns.
| Period | This fund | Middle of similar funds we offer |
|---|---|---|
| 1 year | +5.1% in total | +6.3% in total |
| 3 years | +6.9% a year | +8.0% a year |
| 5 years | +6.1% a year | +7.0% a year |
This fund's returns run to 16 Oct 2026, from its NAVs. Similar funds: the middle return of the Credit Risk funds we offer, to 16 Oct 2026.
Questions about this fund
- What is the NAV of UTI Credit Opportunities Fund?
- The NAV of UTI Credit Opportunities Fund was ₹18.3068 on 16 Oct 2026. It is the price per unit of the Regular plan, Growth option. It changes on every working day.
- What is the minimum SIP amount for UTI Credit Opportunities Fund?
- The smallest SIP is ₹500 a month, as on our records. The fund house can change it. The smallest one-time investment is ₹500.
- Is there an exit load on UTI Credit Opportunities Fund?
- Fee if you withdraw early: see the scheme documents.
- What is the risk level of UTI Credit Opportunities Fund?
- The fund house publishes its risk level (riskometer) in its monthly factsheet. We don't have it on our records yet.
- How do I invest in UTI Credit Opportunities Fund?
- Choose SIP or one-time on this page and enter an amount. If you are new, sign up and open your account first. Orders are placed on NSE's mutual fund platform. Your money goes to the fund house, never to us.