How we're paid, stated plainly.

Krystal Capitals is not registered with SEBI as an investment adviser.

You can check our ARN on AMFI's website, amfiindia.com.

We offer Regular plans. We earn a trail commission from the fund house. It is part of the Regular plan's expense ratio, which is why Regular plans cost more than Direct plans. We charge no separate fee.

Commission rates differ between fund houses and schemes, and can change. Ask us, and we'll tell you the commission we earn on any scheme you're considering.

Direct plans of the same schemes don't pay a distributor and have a lower expense ratio. They are available directly from the fund house (AMC) or through SEBI-registered investment advisers and execution-only platforms.

Orders are placed on NSE's mutual fund platform. Your money goes to the fund house, never to us. Units are allotted in your name, against your PAN.

Lists of top-performing funds rank the Regular Growth plan of each scheme in a category by its trailing 3-year return (CAGR), or by its 1-year return when 3 years of history aren't available. They are refreshed daily from NAV data.

The ranking doesn't consider risk, costs, fund size or your goals, and it doesn't depend on the commission we earn. It is information, not a recommendation.

Scheme details and NAVs come from NSE and AMFI; NAV history comes from mfapi.in, a public mirror of AMFI data. Data can be delayed or contain errors. The fund house's scheme documents are the final word.

The value of your investment can go down as well as up. Past performance may or may not be sustained in future and is not a guarantee of future returns.

To raise a complaint, or to escalate one, see grievance redressal.