Compare mutual funds | Krystal Capitals

How much it grew
	A: UTI Short Term Fund	B: ICICI Prudential Short Term Fund	C: Aditya Birla Sun Life Short Term Fund	D: HDFC Short Term Fund
3-year returnA year, on average	+6.7%Middle return of funds of this type we offer: +6.6% a year	+7.0%	+6.9%	+7.0%Middle return of funds of this type we offer: +6.6% a year
1-year returnTotal over the last year	+4.0%	+4.6%Higher	+4.2%	+4.3%
5-year returnA year, on average	+5.9%	+6.4%Higher	+6.1%	+6.1%
Since launchA year, on average, with at least a year of history	+6.6%from Sept 2007	+8.0%Higherfrom Apr 2006	+7.7%from Apr 2006	+7.8%from Jun 2010

How it held up in falls

Worst fall

Biggest drop from a high, and when

How it held up in falls
	A: UTI Short Term Fund	B: ICICI Prudential Short Term Fund	C: Aditya Birla Sun Life Short Term Fund	D: HDFC Short Term Fund
Worst fallBiggest drop from a high, and when	−13.2%Jun 2019 – Jun 2019	−3.5%Jun 2013 – Aug 2013

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was
	A: UTI Short Term Fund	B: ICICI Prudential Short Term Fund	C: Aditya Birla Sun Life Short Term Fund	D: HDFC Short Term Fund
3-year stretches that made moneyOut of every 3-year stretch on record	100%	100%

Risk level

A: UTI Short Term FundModerate
From the fund house, as of 30 Sept 2026
B: ICICI Prudential Short Term FundSee the fund house's risk level
C: Aditya Birla Sun Life Short Term FundModerate
From the fund house, as of 30 Sept 2026
D: HDFC Short Term FundSee the fund house's risk level

Often used for

What funds of this type are usually for

A: UTI Short Term FundMoney needed in 1 to 3 years. Prices move with interest rates. Values can fall.
B: ICICI Prudential Short Term FundMoney needed in 1 to 3 years. Prices move with interest rates. Values can fall.
C: Aditya Birla Sun Life Short Term FundMoney needed in 1 to 3 years. Prices move with interest rates. Values can fall.
D: HDFC Short Term FundMoney needed in 1 to 3 years. Prices move with interest rates. Values can fall.

Smallest SIP

The basics
	A: UTI Short Term Fund	B: ICICI Prudential Short Term Fund	C: Aditya Birla Sun Life Short Term Fund	D: HDFC Short Term Fund
Risk level	ModerateFrom the fund house, as of 30 Sept 2026	See the fund house's risk level

Return in each calendar year.

Year by year
	A: UTI Short Term Fund	B: ICICI Prudential Short Term Fund	C: Aditya Birla Sun Life Short Term Fund	D: HDFC Short Term Fund
2026 so far (total, not a yearly rate)	+3.2%	+3.5%Higher	+3.2%	+3.3%
2025	+7.3%	+8.0%Higher	+7.7%	+7.8%
2024	+7.9%	+7.8%	+7.9%	+8.3%Higher
2023	+6.9%	+7.4%Higher	+6.9%	+7.1%
2022	+3.8%	+4.7%Higher	+4.2%	+3.5%
2021	+8.4%Higher	+3.9%	+3.8%	+3.9%

Past performance may or may not be sustained in future and is not a guarantee of future returns.

Worst 3-year stretchA year, from the unluckiest start date	+2.3%Feb 2008 – Feb 2011	+5.3%Smaller fallOct 2020 – Oct 2023	+4.9%Oct 2020 – Oct 2023	+4.7%Nov 2020 – Nov 2023

Worst calendar yearThe year and its return	−3.9%in 2019	+3.9%Smaller fallin 2021	+3.8%in 2021	+3.5%in 2022

Ups and downsLast 3 years. Lower is steadier.	0.9%	0.9%	1.0%	0.9%

Typical 3-year returnThe middle of all 3-year stretches, a year	+7.5%	+8.1%Steadier	+7.7%	+7.9%

Often used forWhat funds of this type are usually for	Money needed in 1 to 3 years. Prices move with interest rates. Values can fall.	Money needed in 1 to 3 years. Prices move with interest rates. Values can fall.	Money needed in 1 to 3 years. Prices move with interest rates. Values can fall.	Money needed in 1 to 3 years. Prices move with interest rates. Values can fall.