Compare mutual funds | Krystal Capitals

How much it grew
	A: UTI Mid Cap Fund	B: HSBC Midcap Fund	C: Motilal Oswal Midcap Fund	D: WhiteOak Capital Mid Cap Fund
3-year returnA year, on averageMiddle return of funds of this type we offer: +14.0% a year	+9.5%	+20.0%Higher	+16.0%	+18.1%
1-year returnTotal over the last year	−1.3%	+10.5%Higher	−5.4%	+5.8%
5-year returnA year, on average	+9.1%	Not enough history	+17.5%Higher	Not enough history
Since launchA year, on average, with at least a year of history	+12.9%from Apr 2006	+21.3%Higherfrom Nov 2022	+19.9%from Feb 2014	+19.7%from Sept 2022

How it held up in falls

Worst fall

Biggest drop from a high, and when

How it held up in falls
	A: UTI Mid Cap Fund	B: HSBC Midcap Fund	C: Motilal Oswal Midcap Fund	D: WhiteOak Capital Mid Cap Fund
Worst fallBiggest drop from a high, and when	−68.4%Jan 2008 – Mar 2009	−26.1%Dec 2024 – Feb 2025

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was
	A: UTI Mid Cap Fund	B: HSBC Midcap Fund	C: Motilal Oswal Midcap Fund	D: WhiteOak Capital Mid Cap Fund
3-year stretches that made moneyOut of every 3-year stretch on record	93%	Not enough history

Risk level

A: UTI Mid Cap FundVery High
From the fund house, as of 31 Aug 2026
B: HSBC Midcap FundVery High
From the fund house, as of 30 Sept 2026
C: Motilal Oswal Midcap FundVery High
From the fund house, as of 30 Sept 2026
D: WhiteOak Capital Mid Cap FundVery High
From the fund house, as of 30 Sept 2026

Often used for

What funds of this type are usually for

A: UTI Mid Cap FundLong-term goals, investing mainly in mid-sized companies. Falls can be bigger.
B: HSBC Midcap FundLong-term goals, investing mainly in mid-sized companies. Falls can be bigger.
C: Motilal Oswal Midcap FundLong-term goals, investing mainly in mid-sized companies. Falls can be bigger.
D: WhiteOak Capital Mid Cap FundLong-term goals, investing mainly in mid-sized companies. Falls can be bigger.

Smallest SIP

The basics
	A: UTI Mid Cap Fund	B: HSBC Midcap Fund	C: Motilal Oswal Midcap Fund	D: WhiteOak Capital Mid Cap Fund
Risk level	Very HighFrom the fund house, as of 31 Aug 2026	Very HighFrom the fund house, as of 30 Sept 2026

Return in each calendar year.

Year by year
	A: UTI Mid Cap Fund	B: HSBC Midcap Fund	C: Motilal Oswal Midcap Fund	D: WhiteOak Capital Mid Cap Fund
2026 so far (total, not a yearly rate)	−1.2%	+10.9%Higher	+0.5%	+5.0%
2025	−0.1%	−1.3%	−12.1%	+5.2%Higher
2024	+23.3%	+39.7%	+57.1%Higher	+33.4%
2023	+30.5%	+40.0%	+41.7%Higher	+41.5%
2022	−0.8%	Not enough history	+10.7%Higher	Not enough history
2021	+43.1%	Not enough history	+55.8%Higher	Not enough history

Past performance may or may not be sustained in future and is not a guarantee of future returns.

Worst 3-year stretchA year, from the unluckiest start date	−19.4%Apr 2006 – Apr 2009	Not enough history	−9.1%May 2017 – May 2020	+18.1%Smaller fallOct 2023 – Oct 2026

Worst calendar yearThe year and its return	−61.1%in 2008	−1.3%in 2025	−12.7%in 2018	+5.2%Smaller fallin 2025

Ups and downsLast 3 years. Lower is steadier.	15.2%Steadier	18.7%	17.7%	15.9%

Typical 3-year returnThe middle of all 3-year stretches, a year	+15.7%	Not enough history	+20.5%	+24.0%Steadier

Often used forWhat funds of this type are usually for	Long-term goals, investing mainly in mid-sized companies. Falls can be bigger.	Long-term goals, investing mainly in mid-sized companies. Falls can be bigger.	Long-term goals, investing mainly in mid-sized companies. Falls can be bigger.	Long-term goals, investing mainly in mid-sized companies. Falls can be bigger.