Compare mutual funds | Krystal Capitals

How much it grew
	A: Union Flexi Cap Fund	B: HDFC Flexi Cap Fund	C: Motilal Oswal Flexi Cap Fund	D: Bank of India Flexi Cap Fund Regular Plan Grow
3-year returnA year, on average	+9.1%	+14.0%	+15.7%	+16.2%Higher
1-year returnTotal over the last year	−2.3%	−4.0%	−2.9%	+6.3%Higher
5-year returnA year, on average	+7.5%	+13.9%Higher	+11.1%	+13.1%
Since launchA year, on average, with at least a year of history	+11.2%from Jun 2011	+14.2%from Apr 2006	+15.7%from Apr 2014	+23.3%Higherfrom Jul 2020

How it held up in falls

Worst fall

Biggest drop from a high, and when

A: Union Flexi Cap Fund−35.4%
Feb 2020 – Mar 2020
B: HDFC Flexi Cap Fund−59.9%
Jan 2008 – Mar 2009
C: Motilal Oswal Flexi Cap Fund−37.1%
Feb 2020 – Mar 2020
D: Bank of India Flexi Cap Fund Regular Plan Grow−24.0%Smaller fall
Dec 2024 – Feb 2025

How it held up in falls
	A: Union Flexi Cap Fund	B: HDFC Flexi Cap Fund	C: Motilal Oswal Flexi Cap Fund	D: Bank of India Flexi Cap Fund Regular Plan Grow
Worst fallBiggest drop from a high, and when	−35.4%Feb 2020 – Mar 2020	−59.9%Jan 2008 – Mar 2009

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was
	A: Union Flexi Cap Fund	B: HDFC Flexi Cap Fund	C: Motilal Oswal Flexi Cap Fund	D: Bank of India Flexi Cap Fund Regular Plan Grow
3-year stretches that made moneyOut of every 3-year stretch on record	98%	94%

Risk level

A: Union Flexi Cap FundVery High
From the fund house, as of 30 Sept 2026
B: HDFC Flexi Cap FundSee the fund house's risk level
C: Motilal Oswal Flexi Cap FundVery High
From the fund house, as of 30 Sept 2026
D: Bank of India Flexi Cap Fund Regular Plan GrowSee the fund house's risk level

Smallest SIP

The basics
	A: Union Flexi Cap Fund	B: HDFC Flexi Cap Fund	C: Motilal Oswal Flexi Cap Fund	D: Bank of India Flexi Cap Fund Regular Plan Grow
Risk level	Very HighFrom the fund house, as of 30 Sept 2026	See the fund house's risk level

Return in each calendar year.

Year by year
	A: Union Flexi Cap Fund	B: HDFC Flexi Cap Fund	C: Motilal Oswal Flexi Cap Fund	D: Bank of India Flexi Cap Fund Regular Plan Grow
2026 so far (total, not a yearly rate)	−2.0%	−4.3%	+1.9%	+6.3%Higher
2025	+3.0%	+11.4%Higher	−5.6%	−0.3%
2024	+16.8%	+23.5%	+45.7%Higher	+29.0%
2023	+27.5%	+30.6%	+31.0%	+37.9%Higher
2022	−1.2%	+18.3%Higher	−3.0%	−0.9%
2021	+37.1%	+36.2%	+15.3%	+46.0%Higher

Past performance may or may not be sustained in future and is not a guarantee of future returns.