Compare mutual funds | Krystal Capitals

How much it grew
	A: SBI Short Term Fund	B: HDFC Short Term Fund	C: Nippon India Short Term Fund	D: Bank of India Short Term Fund
3-year returnA year, on averageMiddle return of funds of this type we offer: +6.6% a year	+6.7%	+7.0%Higher	+6.9%	+6.9%
1-year returnTotal over the last year	+3.9%	+4.3%Higher	+4.1%	+3.9%
5-year returnA year, on average	+5.8%	+6.1%	+5.9%	+10.2%Higher
Since launchA year, on average, with at least a year of history	+6.6%from Aug 2007	+7.8%Higherfrom Jun 2010	+7.7%from Apr 2006	+5.9%from Dec 2008

How it held up in falls

Worst fall

Biggest drop from a high, and when

How it held up in falls
	A: SBI Short Term Fund	B: HDFC Short Term Fund	C: Nippon India Short Term Fund	D: Bank of India Short Term Fund
Worst fallBiggest drop from a high, and when	−2.4%Smaller fallMar 2020 – Mar 2020

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was
	A: SBI Short Term Fund	B: HDFC Short Term Fund	C: Nippon India Short Term Fund	D: Bank of India Short Term Fund
3-year stretches that made moneyOut of every 3-year stretch on record	100%	100%

Risk level

Often used for

What funds of this type are usually for

A: SBI Short Term FundMoney needed in 1 to 3 years. Prices move with interest rates. Values can fall.
B: HDFC Short Term FundMoney needed in 1 to 3 years. Prices move with interest rates. Values can fall.
C: Nippon India Short Term FundMoney needed in 1 to 3 years. Prices move with interest rates. Values can fall.
D: Bank of India Short Term FundMoney needed in 1 to 3 years. Prices move with interest rates. Values can fall.

Smallest SIP

The basics
	A: SBI Short Term Fund	B: HDFC Short Term Fund	C: Nippon India Short Term Fund	D: Bank of India Short Term Fund
Risk level	See the fund house's risk level	See the fund house's risk level	ModerateFrom the fund house, as of 31 Aug 2026

Return in each calendar year.

Year by year
	A: SBI Short Term Fund	B: HDFC Short Term Fund	C: Nippon India Short Term Fund	D: Bank of India Short Term Fund
2026 so far (total, not a yearly rate)	+3.0%	+3.3%	+3.3%	+3.1%
2025	+7.8%	+7.8%	+7.9%Higher	+7.0%
2024	+7.7%	+8.3%	+8.0%	+9.1%Higher
2023	+6.7%	+7.1%Higher	+6.8%	+6.0%
2022	+3.5%	+3.5%	+3.2%	+26.9%Higher
2021	+2.8%	+3.9%	+4.4%Higher	+3.1%

Past performance may or may not be sustained in future and is not a guarantee of future returns.

Worst 3-year stretchA year, from the unluckiest start date	+2.6%Aug 2007 – Aug 2010	+4.7%Nov 2020 – Nov 2023	+4.8%Smaller fallNov 2020 – Nov 2023	−4.4%Mar 2019 – Mar 2022

Worst calendar yearThe year and its return	+2.8%in 2021	+3.5%Smaller fallin 2022	+3.2%in 2022	−13.3%in 2019

Ups and downsLast 3 years. Lower is steadier.	0.9%	0.9%	1.0%	1.4%

Typical 3-year returnThe middle of all 3-year stretches, a year	+7.5%	+7.9%Steadier	+7.7%	+7.5%

Often used forWhat funds of this type are usually for	Money needed in 1 to 3 years. Prices move with interest rates. Values can fall.	Money needed in 1 to 3 years. Prices move with interest rates. Values can fall.	Money needed in 1 to 3 years. Prices move with interest rates. Values can fall.	Money needed in 1 to 3 years. Prices move with interest rates. Values can fall.