Compare mutual funds | Krystal Capitals

How much it grew
	A: SBI Equity Minimum Variance Fund	B: HDFC Pharma and Healthcare Fund	C: UTI Healthcare Fund	D: Mirae Asset Healthcare Fund
3-year returnA year, on average	+5.7%	+26.9%Higher	+20.2%	+19.5%
1-year returnTotal over the last year	−7.9%	+18.6%Higher	+9.2%	+12.3%
5-year returnA year, on average	+6.6%	Not enough history	+13.2%Higher	+12.9%
Since launchA year, on average, with at least a year of history	+11.5%from Mar 2019	+26.8%Higherfrom Oct 2023	+13.4%from Apr 2006	+19.4%from Jul 2018

How it held up in falls

Worst fall

Biggest drop from a high, and when

How it held up in falls
	A: SBI Equity Minimum Variance Fund	B: HDFC Pharma and Healthcare Fund	C: UTI Healthcare Fund	D: Mirae Asset Healthcare Fund
Worst fallBiggest drop from a high, and when	−33.0%Feb 2020 – Mar 2020	−15.1%Smaller fall

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was
	A: SBI Equity Minimum Variance Fund	B: HDFC Pharma and Healthcare Fund	C: UTI Healthcare Fund	D: Mirae Asset Healthcare Fund
3-year stretches that made moneyOut of every 3-year stretch on record	100%	Not enough history

Risk level

Often used for

What funds of this type are usually for

A: SBI Equity Minimum Variance FundBacking one industry or theme. Values can rise and fall sharply.
B: HDFC Pharma and Healthcare FundBacking one industry or theme. Values can rise and fall sharply.
C: UTI Healthcare FundBacking one industry or theme. Values can rise and fall sharply.
D: Mirae Asset Healthcare FundBacking one industry or theme. Values can rise and fall sharply.

Smallest SIP

The basics
	A: SBI Equity Minimum Variance Fund	B: HDFC Pharma and Healthcare Fund	C: UTI Healthcare Fund	D: Mirae Asset Healthcare Fund
Risk level	See the fund house's risk level	See the fund house's risk level	See the fund house's risk level

Return in each calendar year.

Year by year
	A: SBI Equity Minimum Variance Fund	B: HDFC Pharma and Healthcare Fund	C: UTI Healthcare Fund	D: Mirae Asset Healthcare Fund
2026 so far (total, not a yearly rate)	−8.8%	+18.9%Higher	+12.5%	+14.7%
2025	+7.1%Higher	+1.2%	−3.1%	−3.4%
2024	+8.1%	+50.3%Higher	+42.9%	+39.1%
2023	+28.0%	Not enough history	+38.2%Higher	+34.0%
2022	+6.2%Higher	Not enough history	−12.3%	−11.8%
2021	+23.8%	Not enough history	+19.1%	+26.6%Higher

Past performance may or may not be sustained in future and is not a guarantee of future returns.

Worst 3-year stretchA year, from the unluckiest start date	+5.3%Sept 2023 – Oct 2026	Not enough history	−9.2%Apr 2006 – Apr 2009	+13.0%Smaller fallSept 2020 – Sept 2023

Worst calendar yearThe year and its return	+6.2%Smaller fallin 2022	+1.2%in 2025	−25.9%in 2008	−11.8%in 2022

Ups and downsLast 3 years. Lower is steadier.	11.6%Steadier	14.0%	13.4%	14.0%

Typical 3-year returnThe middle of all 3-year stretches, a year	+16.5%	Not enough history	+17.1%	+21.2%Steadier

Often used forWhat funds of this type are usually for	Backing one industry or theme. Values can rise and fall sharply.	Backing one industry or theme. Values can rise and fall sharply.	Backing one industry or theme. Values can rise and fall sharply.	Backing one industry or theme. Values can rise and fall sharply.