Compare mutual funds | Krystal Capitals

How much it grew
	A: SBI Corporate Bond Fund	B: UTI Banking & PSU Debt Fund	C: Baroda BNP Paribas Corporate Bond Fund	D: Franklin India Banking and PSU Debt Fund
3-year returnA year, on average	+6.7%Middle return of funds of this type we offer: +6.7% a year	+7.2%Middle return of funds of this type we offer: +6.6% a year	+7.4%HigherMiddle return of funds of this type we offer: +6.7% a year	+7.1%
1-year returnTotal over the last year	+3.7%	+5.5%Higher	+4.6%	+5.2%
5-year returnA year, on average	+5.8%	+7.5%Higher	Not enough history	+6.1%
Since launchA year, on average, with at least a year of history	+6.6%from Feb 2019	+7.0%from Feb 2014	+6.3%from Mar 2022	+7.3%Higherfrom Apr 2014

How it held up in falls

Worst fall

Biggest drop from a high, and when

How it held up in falls
	A: SBI Corporate Bond Fund	B: UTI Banking & PSU Debt Fund	C: Baroda BNP Paribas Corporate Bond Fund	D: Franklin India Banking and PSU Debt Fund
Worst fallBiggest drop from a high, and when	−2.9%Mar 2020 – Mar 2020	−6.7%

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was
	A: SBI Corporate Bond Fund	B: UTI Banking & PSU Debt Fund	C: Baroda BNP Paribas Corporate Bond Fund	D: Franklin India Banking and PSU Debt Fund
3-year stretches that made moneyOut of every 3-year stretch on record	100%	100%

Risk level

A: SBI Corporate Bond FundSee the fund house's risk level
B: UTI Banking & PSU Debt FundLow to Moderate
From the fund house, as of 30 Sept 2026
C: Baroda BNP Paribas Corporate Bond FundSee the fund house's risk level
D: Franklin India Banking and PSU Debt FundSee the fund house's risk level

Often used for

What funds of this type are usually for

A: SBI Corporate Bond FundEarning interest from highly rated company bonds. Values can fall.
B: UTI Banking & PSU Debt FundEarning interest from highly rated company bonds. Values can fall.
C: Baroda BNP Paribas Corporate Bond FundEarning interest from highly rated company bonds. Values can fall.
D: Franklin India Banking and PSU Debt FundEarning interest from highly rated company bonds. Values can fall.

Smallest SIP

The basics
	A: SBI Corporate Bond Fund	B: UTI Banking & PSU Debt Fund	C: Baroda BNP Paribas Corporate Bond Fund	D: Franklin India Banking and PSU Debt Fund
Risk level	See the fund house's risk level	Low to ModerateFrom the fund house, as of 30 Sept 2026

Return in each calendar year.

Year by year
	A: SBI Corporate Bond Fund	B: UTI Banking & PSU Debt Fund	C: Baroda BNP Paribas Corporate Bond Fund	D: Franklin India Banking and PSU Debt Fund
2026 so far (total, not a yearly rate)	+2.9%	+4.5%Higher	+3.9%	+4.1%
2025	+7.7%	+7.8%	+8.3%Higher	+7.9%
2024	+7.9%	+7.6%	+8.3%Higher	+7.7%
2023	+6.6%	+6.7%	+7.0%Higher	+6.8%
2022	+3.3%	+10.3%Higher	Not enough history	+3.3%
2021	+2.9%	+2.8%	Not enough history	+3.7%Higher

Past performance may or may not be sustained in future and is not a guarantee of future returns.

Worst 3-year stretchA year, from the unluckiest start date	+4.1%Nov 2020 – Nov 2023	+3.4%Jan 2019 – Jan 2022	+6.0%Smaller fallMar 2022 – Mar 2025	+4.4%Jul 2020 – Jul 2023

Worst calendar yearThe year and its return	+2.9%in 2021	−1.0%in 2019	+7.0%Smaller fallin 2023	+3.3%in 2022

Ups and downsLast 3 years. Lower is steadier.	1.1%	0.7%Steadier	1.1%	1.0%

Typical 3-year returnThe middle of all 3-year stretches, a year	+5.9%	+7.2%	+7.7%Steadier	+7.4%

Often used forWhat funds of this type are usually for	Earning interest from highly rated company bonds. Values can fall.	Earning interest from highly rated company bonds. Values can fall.	Earning interest from highly rated company bonds. Values can fall.	Earning interest from highly rated company bonds. Values can fall.