Compare mutual funds | Krystal Capitals

How much it grew
	A: NJ ELSS Tax Saver Fund	B: Motilal Oswal ELSS Tax Saver Fund	C: JM ELSS Tax Saver Fund
3-year returnA year, on average	+6.3%	+18.2%Higher	+13.7%
1-year returnTotal over the last year	−6.7%	+2.8%Higher	+1.9%
5-year returnA year, on average	Not enough history	+14.6%Higher	+11.1%
Since launchA year, on average, with at least a year of history	+9.1%from Jun 2023	+15.5%Higherfrom Jan 2015	+9.0%from Apr 2008

How it held up in falls

Worst fall

Biggest drop from a high, and when

How it held up in falls
	A: NJ ELSS Tax Saver Fund	B: Motilal Oswal ELSS Tax Saver Fund	C: JM ELSS Tax Saver Fund
Worst fallBiggest drop from a high, and when	−23.4%Smaller fallSept 2024 – Mar 2025	−37.8%Feb 2020 – Mar 2020	−69.0%May 2008 – Mar 2009

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was

	A: NJ ELSS Tax Saver Fund	B: Motilal Oswal ELSS Tax Saver Fund	C: JM ELSS Tax Saver Fund
3-year stretches that made moneyOut of every 3-year stretch on record	Not enough history	93%Steadier	87%

Risk level

A: NJ ELSS Tax Saver FundSee the fund house's risk level
B: Motilal Oswal ELSS Tax Saver FundVery High
From the fund house, as of 31 Aug 2026
C: JM ELSS Tax Saver FundSee the fund house's risk level

Smallest SIP

The basics
	A: NJ ELSS Tax Saver Fund	B: Motilal Oswal ELSS Tax Saver Fund	C: JM ELSS Tax Saver Fund
Risk level	See the fund house's risk level	Very HighFrom the fund house, as of 31 Aug 2026	See the fund house's risk level
Smallest SIP	₹500 a month

Return in each calendar year.

Year by year
	A: NJ ELSS Tax Saver Fund	B: Motilal Oswal ELSS Tax Saver Fund	C: JM ELSS Tax Saver Fund
2026 so far (total, not a yearly rate)	−4.7%	+8.4%Higher	+1.6%
2025	−4.6%	−9.1%	+2.5%Higher
2024	+13.9%	+47.7%Higher	+29.0%
2023	Not enough history	+37.0%Higher	+30.9%
2022	Not enough history	+1.8%Higher	+0.5%
2021	Not enough history	+32.1%	+32.2%Higher

Past performance may or may not be sustained in future and is not a guarantee of future returns.