Compare mutual funds | Krystal Capitals

How much it grew
	A: NJ Flexi Cap Fund	B: HDFC Flexi Cap Fund	C: Bank of India Flexi Cap Fund Regular Plan Grow
3-year returnA year, on average	+7.1%	+14.0%	+16.2%Higher
1-year returnTotal over the last year	−7.7%	−4.0%	+6.3%Higher
5-year returnA year, on average	Not enough history	+13.9%Higher	+13.1%
Since launchA year, on average, with at least a year of history	+7.3%from Sept 2023	+14.2%from Apr 2006	+23.3%Higherfrom Jul 2020

How it held up in falls

Worst fall

Biggest drop from a high, and when

A: NJ Flexi Cap Fund−28.4%
Sept 2024 – Mar 2026
B: HDFC Flexi Cap Fund−59.9%
Jan 2008 – Mar 2009
C: Bank of India Flexi Cap Fund Regular Plan Grow−24.0%Smaller fall
Dec 2024 – Feb 2025

How it held up in falls
	A: NJ Flexi Cap Fund	B: HDFC Flexi Cap Fund	C: Bank of India Flexi Cap Fund Regular Plan Grow
Worst fallBiggest drop from a high, and when	−28.4%Sept 2024 – Mar 2026	−59.9%Jan 2008 – Mar 2009	−24.0%Smaller fallDec 2024 – Feb 2025

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was

	A: NJ Flexi Cap Fund	B: HDFC Flexi Cap Fund	C: Bank of India Flexi Cap Fund Regular Plan Grow
3-year stretches that made moneyOut of every 3-year stretch on record	Not enough history	94%	100%Steadier

Risk level

Smallest SIP

The basics
	A: NJ Flexi Cap Fund	B: HDFC Flexi Cap Fund	C: Bank of India Flexi Cap Fund Regular Plan Grow
Risk level	See the fund house's risk level	See the fund house's risk level	See the fund house's risk level
Smallest SIP	₹100 a month

Return in each calendar year.

Year by year
	A: NJ Flexi Cap Fund	B: HDFC Flexi Cap Fund	C: Bank of India Flexi Cap Fund Regular Plan Grow
2026 so far (total, not a yearly rate)	−6.3%	−4.3%	+6.3%Higher
2025	−2.9%	+11.4%Higher	−0.3%
2024	+13.7%	+23.5%	+29.0%Higher
2023	Not enough history	+30.6%	+37.9%Higher
2022	Not enough history	+18.3%Higher	−0.9%
2021	Not enough history	+36.2%	+46.0%Higher

Past performance may or may not be sustained in future and is not a guarantee of future returns.