Compare mutual funds | Krystal Capitals

How much it grew
	A: LIC MF Banking and PSU Debt Fund	B: HSBC Corporate Bond Fund	C: Franklin India Banking and PSU Debt Fund	D: UTI Banking & PSU Debt Fund
3-year returnA year, on average	+6.7%Middle return of funds of this type we offer: +6.6% a year	+7.0%Middle return of funds of this type we offer: +6.7% a year	+7.1%	+7.2%HigherMiddle return of funds of this type we offer: +6.6% a year
1-year returnTotal over the last year	+4.0%	+4.0%	+5.2%	+5.5%Higher
5-year returnA year, on average	+5.7%	Not enough history	+6.1%	+7.5%Higher
Since launchA year, on average, with at least a year of history	+7.0%from May 2007	+6.7%from Nov 2022	+7.3%Higherfrom Apr 2014	+7.0%from Feb 2014

How it held up in falls

Worst fall

Biggest drop from a high, and when

How it held up in falls
	A: LIC MF Banking and PSU Debt Fund	B: HSBC Corporate Bond Fund	C: Franklin India Banking and PSU Debt Fund	D: UTI Banking & PSU Debt Fund
Worst fallBiggest drop from a high, and when	−5.8%Apr 2010 – Apr 2010	−0.7%

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was
	A: LIC MF Banking and PSU Debt Fund	B: HSBC Corporate Bond Fund	C: Franklin India Banking and PSU Debt Fund	D: UTI Banking & PSU Debt Fund
3-year stretches that made moneyOut of every 3-year stretch on record	100%	Not enough history

Risk level

A: LIC MF Banking and PSU Debt FundLow to Moderate
From the fund house, as of 30 Sept 2026
B: HSBC Corporate Bond FundLow to Moderate
From the fund house, as of 30 Sept 2026
C: Franklin India Banking and PSU Debt FundSee the fund house's risk level
D: UTI Banking & PSU Debt FundLow to Moderate
From the fund house, as of 30 Sept 2026

Often used for

What funds of this type are usually for

A: LIC MF Banking and PSU Debt FundEarning interest from highly rated company bonds. Values can fall.
B: HSBC Corporate Bond FundEarning interest from highly rated company bonds. Values can fall.
C: Franklin India Banking and PSU Debt FundEarning interest from highly rated company bonds. Values can fall.
D: UTI Banking & PSU Debt FundEarning interest from highly rated company bonds. Values can fall.

Smallest SIP

The basics
	A: LIC MF Banking and PSU Debt Fund	B: HSBC Corporate Bond Fund	C: Franklin India Banking and PSU Debt Fund	D: UTI Banking & PSU Debt Fund
Risk level	Low to ModerateFrom the fund house, as of 30 Sept 2026	Low to ModerateFrom the fund house, as of 30 Sept 2026

Return in each calendar year.

Year by year
	A: LIC MF Banking and PSU Debt Fund	B: HSBC Corporate Bond Fund	C: Franklin India Banking and PSU Debt Fund	D: UTI Banking & PSU Debt Fund
2026 so far (total, not a yearly rate)	+3.3%	+3.2%	+4.1%	+4.5%Higher
2025	+7.5%	+8.0%Higher	+7.9%	+7.8%
2024	+7.8%	+8.1%Higher	+7.7%	+7.6%
2023	+6.5%	+6.4%	+6.8%Higher	+6.7%
2022	+3.1%	Not enough history	+3.3%	+10.3%Higher
2021	+2.6%	Not enough history	+3.7%Higher	+2.8%

Past performance may or may not be sustained in future and is not a guarantee of future returns.

Worst 3-year stretchA year, from the unluckiest start date	+3.9%Oct 2020 – Oct 2023	Not enough history	+4.4%Smaller fallJul 2020 – Jul 2023	+3.4%Jan 2019 – Jan 2022

Worst calendar yearThe year and its return	+2.6%in 2021	+6.4%Smaller fallin 2023	+3.3%in 2022	−1.0%in 2019

Ups and downsLast 3 years. Lower is steadier.	1.1%	1.1%	1.0%	0.7%Steadier

Typical 3-year returnThe middle of all 3-year stretches, a year	+7.2%	Not enough history	+7.4%Steadier	+7.2%

Often used forWhat funds of this type are usually for	Earning interest from highly rated company bonds. Values can fall.	Earning interest from highly rated company bonds. Values can fall.	Earning interest from highly rated company bonds. Values can fall.	Earning interest from highly rated company bonds. Values can fall.