Compare mutual funds | Krystal Capitals

How much it grew
	A: LIC MF Banking and PSU Debt Fund	B: UTI Banking & PSU Debt Fund	C: Franklin India Banking and PSU Debt Fund	D: HSBC Corporate Bond Fund
3-year returnA year, on average	+6.7%	+7.2%Higher	+7.1%	+7.0%
1-year returnTotal over the last year	+4.0%	+5.5%Higher	+5.2%	+4.0%
5-year returnA year, on average	+5.7%	+7.5%Higher	+6.1%	Not enough history
Since launchA year, on average, with at least a year of history	+7.0%from May 2007	+7.0%from Feb 2014	+7.3%Higherfrom Apr 2014	+6.7%from Nov 2022

How it held up in falls

Worst fall

Biggest drop from a high, and when

How it held up in falls
	A: LIC MF Banking and PSU Debt Fund	B: UTI Banking & PSU Debt Fund	C: Franklin India Banking and PSU Debt Fund	D: HSBC Corporate Bond Fund
Worst fallBiggest drop from a high, and when	−5.8%Apr 2010 – Apr 2010	−6.7%

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was
	A: LIC MF Banking and PSU Debt Fund	B: UTI Banking & PSU Debt Fund	C: Franklin India Banking and PSU Debt Fund	D: HSBC Corporate Bond Fund
3-year stretches that made moneyOut of every 3-year stretch on record	100%	100%

Risk level

A: LIC MF Banking and PSU Debt FundLow to Moderate
From the fund house, as of 30 Sept 2026
B: UTI Banking & PSU Debt FundLow to Moderate
From the fund house, as of 30 Sept 2026
C: Franklin India Banking and PSU Debt FundSee the fund house's risk level
D: HSBC Corporate Bond FundLow to Moderate
From the fund house, as of 30 Sept 2026

Smallest SIP

The basics
	A: LIC MF Banking and PSU Debt Fund	B: UTI Banking & PSU Debt Fund	C: Franklin India Banking and PSU Debt Fund	D: HSBC Corporate Bond Fund
Risk level	Low to ModerateFrom the fund house, as of 30 Sept 2026	Low to ModerateFrom the fund house, as of 30 Sept 2026

Return in each calendar year.

Year by year
	A: LIC MF Banking and PSU Debt Fund	B: UTI Banking & PSU Debt Fund	C: Franklin India Banking and PSU Debt Fund	D: HSBC Corporate Bond Fund
2026 so far (total, not a yearly rate)	+3.3%	+4.5%Higher	+4.1%	+3.2%
2025	+7.5%	+7.8%	+7.9%	+8.0%Higher
2024	+7.8%	+7.6%	+7.7%	+8.1%Higher
2023	+6.5%	+6.7%	+6.8%Higher	+6.4%
2022	+3.1%	+10.3%Higher	+3.3%	Not enough history
2021	+2.6%	+2.8%	+3.7%Higher	Not enough history

Past performance may or may not be sustained in future and is not a guarantee of future returns.