Compare mutual funds | Krystal Capitals

How much it grew
	A: Kotak Flexi Cap Fund	B: Bank of India Flexi Cap Fund Regular Plan Grow	C: Motilal Oswal Flexi Cap Fund	D: 360 ONE Flexicap Fund
3-year returnA year, on averageMiddle return of funds of this type we offer: +9.8% a year	+9.5%	+16.2%Higher	+15.7%	+14.7%
1-year returnTotal over the last year	−6.3%	+6.3%Higher	−2.9%	+4.1%
5-year returnA year, on average	+8.3%	+13.1%Higher	+11.1%	Not enough history
Since launchA year, on average, with at least a year of history	+13.0%from Sept 2009	+23.3%Higherfrom Jul 2020	+15.7%from Apr 2014	+15.3%from Jul 2023

How it held up in falls

Worst fall

Biggest drop from a high, and when

How it held up in falls
	A: Kotak Flexi Cap Fund	B: Bank of India Flexi Cap Fund Regular Plan Grow	C: Motilal Oswal Flexi Cap Fund	D: 360 ONE Flexicap Fund
Worst fallBiggest drop from a high, and when	−37.4%Jan 2020 – Mar 2020	−24.0%

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was
	A: Kotak Flexi Cap Fund	B: Bank of India Flexi Cap Fund Regular Plan Grow	C: Motilal Oswal Flexi Cap Fund	D: 360 ONE Flexicap Fund
3-year stretches that made moneyOut of every 3-year stretch on record	99%	100%Steadier

Risk level

A: Kotak Flexi Cap FundSee the fund house's risk level
B: Bank of India Flexi Cap Fund Regular Plan GrowSee the fund house's risk level
C: Motilal Oswal Flexi Cap FundVery High
From the fund house, as of 30 Sept 2026
D: 360 ONE Flexicap FundVery High
From the fund house, as of 30 Sept 2026

Often used for

What funds of this type are usually for

A: Kotak Flexi Cap FundLong-term goals. The manager chooses the mix of company sizes.
B: Bank of India Flexi Cap Fund Regular Plan GrowLong-term goals. The manager chooses the mix of company sizes.
C: Motilal Oswal Flexi Cap FundLong-term goals. The manager chooses the mix of company sizes.
D: 360 ONE Flexicap FundLong-term goals. The manager chooses the mix of company sizes.

Smallest SIP

The basics
	A: Kotak Flexi Cap Fund	B: Bank of India Flexi Cap Fund Regular Plan Grow	C: Motilal Oswal Flexi Cap Fund	D: 360 ONE Flexicap Fund
Risk level	See the fund house's risk level	See the fund house's risk level	Very High

Return in each calendar year.

Year by year
	A: Kotak Flexi Cap Fund	B: Bank of India Flexi Cap Fund Regular Plan Grow	C: Motilal Oswal Flexi Cap Fund	D: 360 ONE Flexicap Fund
2026 so far (total, not a yearly rate)	−6.5%	+6.3%Higher	+1.9%	+5.5%
2025	+9.5%Higher	−0.3%	−5.6%	+0.8%
2024	+16.5%	+29.0%	+45.7%Higher	+26.8%
2023	+24.2%	+37.9%Higher	+31.0%	Not enough history
2022	+5.0%Higher	−0.9%	−3.0%	Not enough history
2021	+25.4%	+46.0%Higher	+15.3%	Not enough history

Past performance may or may not be sustained in future and is not a guarantee of future returns.

Worst 3-year stretchA year, from the unluckiest start date	−2.0%Apr 2017 – Apr 2020	+16.4%Smaller fallOct 2023 – Oct 2026	−4.6%Apr 2017 – Apr 2020	Not enough history

Worst calendar yearThe year and its return	−22.3%in 2011	−0.9%in 2022	−7.8%in 2018	+0.8%Smaller fallin 2025

Ups and downsLast 3 years. Lower is steadier.	14.5%Steadier	17.6%	16.8%	15.2%

Typical 3-year returnThe middle of all 3-year stretches, a year	+14.9%	+22.1%Steadier	+14.2%	Not enough history

Often used forWhat funds of this type are usually for	Long-term goals. The manager chooses the mix of company sizes.	Long-term goals. The manager chooses the mix of company sizes.	Long-term goals. The manager chooses the mix of company sizes.	Long-term goals. The manager chooses the mix of company sizes.