Compare mutual funds | Krystal Capitals

How much it grew
	A: Kotak Gilt Fund	B: ICICI Prudential 10 Year Constant Maturity Gilt Fund	C: SBI 10 Year Constant Maturity Gilt Fund	D: Bandhan 10 Year Constant Maturity Gilt Fund
3-year returnA year, on average	+4.5%Middle return of funds of this type we offer: +5.3% a year	+6.8%Middle return of funds of this type we offer: +6.2% a year	+6.2%Middle return of funds of this type we offer: +6.2% a year	+7.1%HigherMiddle return of funds of this type we offer: +6.2% a year
1-year returnTotal over the last year	−0.4%	+1.8%	+0.9%	+2.1%Higher
5-year returnA year, on average	+4.1%	+5.4%	+5.1%	+5.4%
Since launchA year, on average, with at least a year of history	+7.3%from Apr 2006	+7.8%Higherfrom Nov 2014	+7.7%from Apr 2006	+7.2%from Jun 2008

How it held up in falls

Worst fall

Biggest drop from a high, and when

A: Kotak Gilt Fund−15.0%
Jan 2009 – Mar 2009
B: ICICI Prudential 10 Year Constant Maturity Gilt Fund−4.7%Smaller fall
Dec 2021 – Jun 2022
C: SBI 10 Year Constant Maturity Gilt Fund−5.1%
Jan 2009 – Sept 2009
D: Bandhan 10 Year Constant Maturity Gilt Fund−5.1%
Sept 2021 – Jun 2022

How it held up in falls
	A: Kotak Gilt Fund	B: ICICI Prudential 10 Year Constant Maturity Gilt Fund	C: SBI 10 Year Constant Maturity Gilt Fund	D: Bandhan 10 Year Constant Maturity Gilt Fund
Worst fallBiggest drop from a high, and when	−15.0%Jan 2009 – Mar 2009	−4.7%

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was
	A: Kotak Gilt Fund	B: ICICI Prudential 10 Year Constant Maturity Gilt Fund	C: SBI 10 Year Constant Maturity Gilt Fund	D: Bandhan 10 Year Constant Maturity Gilt Fund
3-year stretches that made moneyOut of every 3-year stretch on record	100%	100%

Risk level

A: Kotak Gilt FundSee the fund house's risk level
B: ICICI Prudential 10 Year Constant Maturity Gilt FundSee the fund house's risk level
C: SBI 10 Year Constant Maturity Gilt FundSee the fund house's risk level
D: Bandhan 10 Year Constant Maturity Gilt FundSee the fund house's risk level

Often used for

What funds of this type are usually for

A: Kotak Gilt FundLending to the government. Prices move with interest rates. Values can fall.
B: ICICI Prudential 10 Year Constant Maturity Gilt FundLending to the government. Prices move with interest rates. Values can fall.
C: SBI 10 Year Constant Maturity Gilt FundLending to the government. Prices move with interest rates. Values can fall.
D: Bandhan 10 Year Constant Maturity Gilt FundLending to the government. Prices move with interest rates. Values can fall.

Smallest SIP

The basics
	A: Kotak Gilt Fund	B: ICICI Prudential 10 Year Constant Maturity Gilt Fund	C: SBI 10 Year Constant Maturity Gilt Fund	D: Bandhan 10 Year Constant Maturity Gilt Fund
Risk level	See the fund house's risk level	See the fund house's risk level	See the fund house's risk level

Return in each calendar year.

Year by year
	A: Kotak Gilt Fund	B: ICICI Prudential 10 Year Constant Maturity Gilt Fund	C: SBI 10 Year Constant Maturity Gilt Fund	D: Bandhan 10 Year Constant Maturity Gilt Fund
2026 so far (total, not a yearly rate)	+0.8%	+1.1%	+0.4%	+1.5%Higher
2025	+2.3%	+7.5%	+6.7%	+7.5%
2024	+8.3%	+9.3%	+9.1%	+9.7%Higher
2023	+7.3%	+7.7%Higher	+7.5%	+7.4%
2022	+2.4%Higher	+1.2%	+1.3%	+0.7%
2021	+2.2%	+2.8%Higher	+2.4%	+1.8%

Past performance may or may not be sustained in future and is not a guarantee of future returns.

Worst 3-year stretchA year, from the unluckiest start date	+3.6%Dec 2008 – Dec 2011	+3.6%Nov 2020 – Nov 2023	+3.4%Oct 2020 – Oct 2023	+2.5%Jun 2008 – Jun 2011

Worst calendar yearThe year and its return	−4.7%in 2009	+1.2%Smaller fallin 2022	−3.2%in 2009	+0.7%in 2022

Ups and downsLast 3 years. Lower is steadier.	3.3%	2.7%	2.7%	2.8%

Typical 3-year returnThe middle of all 3-year stretches, a year	+7.9%	+8.1%	+8.4%Steadier	+8.2%

Often used forWhat funds of this type are usually for	Lending to the government. Prices move with interest rates. Values can fall.	Lending to the government. Prices move with interest rates. Values can fall.	Lending to the government. Prices move with interest rates. Values can fall.	Lending to the government. Prices move with interest rates. Values can fall.