Compare mutual funds | Krystal Capitals

How much it grew
	A: ICICI Prudential Banking and PSU Debt Fund	B: UTI Banking & PSU Debt Fund	C: Franklin India Banking and PSU Debt Fund	D: Franklin India Corporate Bond Fund Regular Plan a
3-year returnA year, on average	+6.6%Middle return of funds of this type we offer: +6.6% a year	+7.2%Middle return of funds of this type we offer: +6.6% a year	+7.1%	+7.3%HigherMiddle return of funds of this type we offer: +6.7% a year
1-year returnTotal over the last year	+4.0%	+5.5%Higher	+5.2%	+4.9%
5-year returnA year, on average	+6.1%	+7.5%Higher	+6.1%	+6.1%
Since launchA year, on average, with at least a year of history	+7.7%Higherfrom Jan 2010	+7.0%from Feb 2014	+7.3%from Apr 2014	+7.6%from Apr 2006

How it held up in falls

Worst fall

Biggest drop from a high, and when

A: ICICI Prudential Banking and PSU Debt Fund−2.9%Smaller fall
Mar 2020 – Mar 2020
B: UTI Banking & PSU Debt Fund−6.7%
Apr 2019 – Apr 2019
C: Franklin India Banking and PSU Debt Fund−3.7%
Mar 2020 – Mar 2020
D: Franklin India Corporate Bond Fund Regular Plan a−7.7%
May 2013 – Aug 2013

How it held up in falls
	A: ICICI Prudential Banking and PSU Debt Fund	B: UTI Banking & PSU Debt Fund	C: Franklin India Banking and PSU Debt Fund	D: Franklin India Corporate Bond Fund Regular Plan a
Worst fallBiggest drop from a high, and when	−2.9%Smaller fallMar 2020 – Mar 2020

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was
	A: ICICI Prudential Banking and PSU Debt Fund	B: UTI Banking & PSU Debt Fund	C: Franklin India Banking and PSU Debt Fund	D: Franklin India Corporate Bond Fund Regular Plan a
3-year stretches that made moneyOut of every 3-year stretch on record	100%	100%

Risk level

A: ICICI Prudential Banking and PSU Debt FundSee the fund house's risk level
B: UTI Banking & PSU Debt FundLow to Moderate
From the fund house, as of 30 Sept 2026
C: Franklin India Banking and PSU Debt FundSee the fund house's risk level
D: Franklin India Corporate Bond Fund Regular Plan aLow to Moderate
From the fund house, as of 30 Sept 2026

Often used for

What funds of this type are usually for

A: ICICI Prudential Banking and PSU Debt FundEarning interest from highly rated company bonds. Values can fall.
B: UTI Banking & PSU Debt FundEarning interest from highly rated company bonds. Values can fall.
C: Franklin India Banking and PSU Debt FundEarning interest from highly rated company bonds. Values can fall.
D: Franklin India Corporate Bond Fund Regular Plan aEarning interest from highly rated company bonds. Values can fall.

Smallest SIP

The basics
	A: ICICI Prudential Banking and PSU Debt Fund	B: UTI Banking & PSU Debt Fund	C: Franklin India Banking and PSU Debt Fund	D: Franklin India Corporate Bond Fund Regular Plan a
Risk level	See the fund house's risk level	Low to ModerateFrom the fund house, as of 30 Sept 2026

Return in each calendar year.

Year by year
	A: ICICI Prudential Banking and PSU Debt Fund	B: UTI Banking & PSU Debt Fund	C: Franklin India Banking and PSU Debt Fund	D: Franklin India Corporate Bond Fund Regular Plan a
2026 so far (total, not a yearly rate)	+3.0%	+4.5%Higher	+4.1%	+3.8%
2025	+7.6%	+7.8%	+7.9%	+9.1%Higher
2024	+7.9%Higher	+7.6%	+7.7%	+7.6%
2023	+7.3%Higher	+6.7%	+6.8%	+6.5%
2022	+4.3%	+10.3%Higher	+3.3%	+3.2%
2021	+4.2%Higher	+2.8%	+3.7%	+3.8%

Past performance may or may not be sustained in future and is not a guarantee of future returns.

Worst 3-year stretchA year, from the unluckiest start date	+5.2%Smaller fallJul 2020 – Jul 2023	+3.4%Jan 2019 – Jan 2022	+4.4%Jul 2020 – Jul 2023	+4.3%Jan 2008 – Jan 2011

Worst calendar yearThe year and its return	+4.2%Smaller fallin 2021	−1.0%in 2019	+3.3%in 2022	+3.2%in 2022

Ups and downsLast 3 years. Lower is steadier.	1.0%	0.7%Steadier	1.0%	1.2%

Typical 3-year returnThe middle of all 3-year stretches, a year	+8.0%Steadier	+7.2%	+7.4%	+7.9%

Often used forWhat funds of this type are usually for	Earning interest from highly rated company bonds. Values can fall.	Earning interest from highly rated company bonds. Values can fall.	Earning interest from highly rated company bonds. Values can fall.	Earning interest from highly rated company bonds. Values can fall.