Compare mutual funds | Krystal Capitals

How much it grew
	A: ICICI Prudential Corporate Bond Fund	B: Franklin India Banking and PSU Debt Fund	C: UTI Banking & PSU Debt Fund	D: HSBC Corporate Bond Fund
3-year returnA year, on average	+6.9%Middle return of funds of this type we offer: +6.7% a year	+7.1%	+7.2%HigherMiddle return of funds of this type we offer: +6.6% a year	+7.0%Middle return of funds of this type we offer: +6.7% a year
1-year returnTotal over the last year	+4.3%	+5.2%	+5.5%Higher	+4.0%
5-year returnA year, on average	+6.4%	+6.1%	+7.5%Higher	Not enough history
Since launchA year, on average, with at least a year of history	+7.0%from Aug 2009	+7.3%Higherfrom Apr 2014	+7.0%from Feb 2014	+6.7%from Nov 2022

How it held up in falls

Worst fall

Biggest drop from a high, and when

How it held up in falls
	A: ICICI Prudential Corporate Bond Fund	B: Franklin India Banking and PSU Debt Fund	C: UTI Banking & PSU Debt Fund	D: HSBC Corporate Bond Fund
Worst fallBiggest drop from a high, and when	−7.6%Feb 2011 – Apr 2011	−3.7%

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was
	A: ICICI Prudential Corporate Bond Fund	B: Franklin India Banking and PSU Debt Fund	C: UTI Banking & PSU Debt Fund	D: HSBC Corporate Bond Fund
3-year stretches that made moneyOut of every 3-year stretch on record	100%	100%

Risk level

A: ICICI Prudential Corporate Bond FundSee the fund house's risk level
B: Franklin India Banking and PSU Debt FundSee the fund house's risk level
C: UTI Banking & PSU Debt FundLow to Moderate
From the fund house, as of 30 Sept 2026
D: HSBC Corporate Bond FundLow to Moderate
From the fund house, as of 30 Sept 2026

Often used for

What funds of this type are usually for

A: ICICI Prudential Corporate Bond FundEarning interest from highly rated company bonds. Values can fall.
B: Franklin India Banking and PSU Debt FundEarning interest from highly rated company bonds. Values can fall.
C: UTI Banking & PSU Debt FundEarning interest from highly rated company bonds. Values can fall.
D: HSBC Corporate Bond FundEarning interest from highly rated company bonds. Values can fall.

Smallest SIP

The basics
	A: ICICI Prudential Corporate Bond Fund	B: Franklin India Banking and PSU Debt Fund	C: UTI Banking & PSU Debt Fund	D: HSBC Corporate Bond Fund
Risk level	See the fund house's risk level	See the fund house's risk level	Low to Moderate

Return in each calendar year.

Year by year
	A: ICICI Prudential Corporate Bond Fund	B: Franklin India Banking and PSU Debt Fund	C: UTI Banking & PSU Debt Fund	D: HSBC Corporate Bond Fund
2026 so far (total, not a yearly rate)	+3.3%	+4.1%	+4.5%Higher	+3.2%
2025	+8.0%	+7.9%	+7.8%	+8.0%
2024	+8.0%	+7.7%	+7.6%	+8.1%Higher
2023	+7.6%Higher	+6.8%	+6.7%	+6.4%
2022	+4.5%	+3.3%	+10.3%Higher	Not enough history
2021	+4.1%Higher	+3.7%	+2.8%	Not enough history

Past performance may or may not be sustained in future and is not a guarantee of future returns.

Worst 3-year stretchA year, from the unluckiest start date	+3.9%Aug 2009 – Aug 2012	+4.4%Smaller fallJul 2020 – Jul 2023	+3.4%Jan 2019 – Jan 2022	Not enough history

Worst calendar yearThe year and its return	−0.9%in 2011	+3.3%in 2022	−1.0%in 2019	+6.4%Smaller fallin 2023

Ups and downsLast 3 years. Lower is steadier.	1.0%	1.0%	0.7%Steadier	1.1%

Typical 3-year returnThe middle of all 3-year stretches, a year	+7.7%Steadier	+7.4%	+7.2%	Not enough history

Often used forWhat funds of this type are usually for	Earning interest from highly rated company bonds. Values can fall.	Earning interest from highly rated company bonds. Values can fall.	Earning interest from highly rated company bonds. Values can fall.	Earning interest from highly rated company bonds. Values can fall.