Compare mutual funds | Krystal Capitals

How much it grew
	A: ICICI Prudential Retirement Fund Hybrid Conservative Plan	B: ICICI Prudential Retirement Fund Hybrid Aggressive Plan	C: Union Retirement Fund	D: Aditya Birla Sun Life Retirement Fund-30s Plan
3-year returnA year, on average	+8.0%	+14.6%Higher	+10.2%	+14.0%
1-year returnTotal over the last year	+1.6%	−0.2%	−1.1%	+7.9%Higher
5-year returnA year, on average	+7.1%	+12.2%Higher	Not enough history	+9.7%
Since launchA year, on average, with at least a year of history	+8.0%from Feb 2019	+13.8%Higherfrom Feb 2019	+13.2%from Sept 2022	+10.9%from Mar 2019

How it held up in falls

Worst fall

Biggest drop from a high, and when

A: ICICI Prudential Retirement Fund Hybrid Conservative Plan−10.3%Smaller fall
Feb 2020 – Mar 2020
B: ICICI Prudential Retirement Fund Hybrid Aggressive Plan−28.9%
Jan 2020 – Mar 2020
C: Union Retirement Fund−18.2%
Sept 2024 – Feb 2025
D: Aditya Birla Sun Life Retirement Fund-30s Plan−34.3%
Feb 2020 – Mar 2020

How it held up in falls
	A: ICICI Prudential Retirement Fund Hybrid Conservative Plan	B: ICICI Prudential Retirement Fund Hybrid Aggressive Plan	C: Union Retirement Fund	D: Aditya Birla Sun Life Retirement Fund-30s Plan
Worst fallBiggest drop from a high, and when	−10.3%Smaller fall

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was
	A: ICICI Prudential Retirement Fund Hybrid Conservative Plan	B: ICICI Prudential Retirement Fund Hybrid Aggressive Plan	C: Union Retirement Fund	D: Aditya Birla Sun Life Retirement Fund-30s Plan
3-year stretches that made moneyOut of every 3-year stretch on record	100%

Risk level

A: ICICI Prudential Retirement Fund Hybrid Conservative PlanSee the fund house's risk level
B: ICICI Prudential Retirement Fund Hybrid Aggressive PlanSee the fund house's risk level
C: Union Retirement FundSee the fund house's risk level
D: Aditya Birla Sun Life Retirement Fund-30s PlanSee the fund house's risk level

Smallest SIP

The basics
	A: ICICI Prudential Retirement Fund Hybrid Conservative Plan	B: ICICI Prudential Retirement Fund Hybrid Aggressive Plan	C: Union Retirement Fund	D: Aditya Birla Sun Life Retirement Fund-30s Plan
Risk level	See the fund house's risk level	See the fund house's risk level

Return in each calendar year.

Year by year
	A: ICICI Prudential Retirement Fund Hybrid Conservative Plan	B: ICICI Prudential Retirement Fund Hybrid Aggressive Plan	C: Union Retirement Fund	D: Aditya Birla Sun Life Retirement Fund-30s Plan
2026 so far (total, not a yearly rate)	+0.1%	−2.0%	−1.8%	+6.2%Higher
2025	+8.9%	+12.6%Higher	+6.1%	+8.4%
2024	+9.9%	+20.9%Higher	+17.4%	+17.9%
2023	+15.0%	+31.7%Higher	+30.1%	+21.3%
2022	+1.8%Higher	+0.5%	Not enough history	+0.3%
2021	+7.1%	+26.5%Higher	Not enough history	+12.5%

Past performance may or may not be sustained in future and is not a guarantee of future returns.