Compare mutual funds | Krystal Capitals

How much it grew
	A: HSBC Short Term Fund	B: Bank of India Short Term Fund	C: Nippon India Short Term Fund
3-year returnA year, on average	+6.7%	+6.9%	+6.9%
1-year returnTotal over the last year	+4.1%	+3.9%	+4.1%
5-year returnA year, on average	Not enough history	+10.2%Higher	+5.9%
Since launchA year, on average, with at least a year of history	+6.6%from Nov 2022	+5.9%from Dec 2008	+7.7%Higherfrom Apr 2006

How it held up in falls

Worst fall

Biggest drop from a high, and when

How it held up in falls
	A: HSBC Short Term Fund	B: Bank of India Short Term Fund	C: Nippon India Short Term Fund
Worst fallBiggest drop from a high, and when	−0.6%Smaller fallMay 2026 – May 2026	−20.2%Jun 2019 – Apr 2020	−3.0%Jun 2013 – Aug 2013

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was

	A: HSBC Short Term Fund	B: Bank of India Short Term Fund	C: Nippon India Short Term Fund
3-year stretches that made moneyOut of every 3-year stretch on record	Not enough history	83%	100%Steadier

Risk level

Smallest SIP

The basics
	A: HSBC Short Term Fund	B: Bank of India Short Term Fund	C: Nippon India Short Term Fund
Risk level	See the fund house's risk level	See the fund house's risk level	ModerateFrom the fund house, as of 31 Aug 2026
Smallest SIP	₹1,000 a month

Return in each calendar year.

Year by year
	A: HSBC Short Term Fund	B: Bank of India Short Term Fund	C: Nippon India Short Term Fund
2026 so far (total, not a yearly rate)	+3.3%	+3.1%	+3.3%
2025	+7.7%	+7.0%	+7.9%Higher
2024	+7.5%	+9.1%Higher	+8.0%
2023	+6.6%	+6.0%	+6.8%Higher
2022	Not enough history	+26.9%Higher	+3.2%
2021	Not enough history	+3.1%	+4.4%Higher

Past performance may or may not be sustained in future and is not a guarantee of future returns.