Compare mutual funds | Krystal Capitals

How much it grew
	A: DSP Banking and PSU Debt Fund	B: Franklin India Banking and PSU Debt Fund	C: UTI Banking & PSU Debt Fund	D: DSP Corporate Bond Fund-Reg
3-year returnA year, on average	+6.4%Middle return of funds of this type we offer: +6.6% a year	+7.1%	+7.2%HigherMiddle return of funds of this type we offer: +6.6% a year	+7.1%Middle return of funds of this type we offer: +6.7% a year
1-year returnTotal over the last year	+2.8%	+5.2%	+5.5%	+5.5%
5-year returnA year, on average	+5.6%	+6.1%	+7.5%Higher	+5.8%
Since launchA year, on average, with at least a year of history	+7.3%from Sept 2013	+7.3%from Apr 2014	+7.0%from Feb 2014	+6.9%from Sept 2018

How it held up in falls

Worst fall

Biggest drop from a high, and when

How it held up in falls
	A: DSP Banking and PSU Debt Fund	B: Franklin India Banking and PSU Debt Fund	C: UTI Banking & PSU Debt Fund	D: DSP Corporate Bond Fund-Reg
Worst fallBiggest drop from a high, and when	−3.1%Smaller fallMar 2020 – Mar 2020

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was
	A: DSP Banking and PSU Debt Fund	B: Franklin India Banking and PSU Debt Fund	C: UTI Banking & PSU Debt Fund	D: DSP Corporate Bond Fund-Reg
3-year stretches that made moneyOut of every 3-year stretch on record	100%	100%

Risk level

A: DSP Banking and PSU Debt FundModerate
From the fund house, as of 30 Sept 2026
B: Franklin India Banking and PSU Debt FundSee the fund house's risk level
C: UTI Banking & PSU Debt FundLow to Moderate
From the fund house, as of 30 Sept 2026
D: DSP Corporate Bond Fund-RegLow to Moderate
From the fund house, as of 30 Sept 2026

Often used for

What funds of this type are usually for

A: DSP Banking and PSU Debt FundEarning interest from highly rated company bonds. Values can fall.
B: Franklin India Banking and PSU Debt FundEarning interest from highly rated company bonds. Values can fall.
C: UTI Banking & PSU Debt FundEarning interest from highly rated company bonds. Values can fall.
D: DSP Corporate Bond Fund-RegEarning interest from highly rated company bonds. Values can fall.

Smallest SIP

The basics
	A: DSP Banking and PSU Debt Fund	B: Franklin India Banking and PSU Debt Fund	C: UTI Banking & PSU Debt Fund	D: DSP Corporate Bond Fund-Reg
Risk level	ModerateFrom the fund house, as of 30 Sept 2026	See the fund house's risk level

Return in each calendar year.

Year by year
	A: DSP Banking and PSU Debt Fund	B: Franklin India Banking and PSU Debt Fund	C: UTI Banking & PSU Debt Fund	D: DSP Corporate Bond Fund-Reg
2026 so far (total, not a yearly rate)	+2.2%	+4.1%	+4.5%	+4.5%
2025	+6.8%	+7.9%Higher	+7.8%	+7.7%
2024	+8.6%Higher	+7.7%	+7.6%	+7.7%
2023	+6.7%	+6.8%Higher	+6.7%	+6.5%
2022	+3.2%	+3.3%	+10.3%Higher	+2.1%
2021	+3.1%	+3.7%Higher	+2.8%	+3.4%

Past performance may or may not be sustained in future and is not a guarantee of future returns.

Worst 3-year stretchA year, from the unluckiest start date	+4.2%Dec 2020 – Dec 2023	+4.4%Smaller fallJul 2020 – Jul 2023	+3.4%Jan 2019 – Jan 2022	+3.8%Nov 2020 – Nov 2023

Worst calendar yearThe year and its return	+3.1%in 2021	+3.3%Smaller fallin 2022	−1.0%in 2019	+2.1%in 2022

Ups and downsLast 3 years. Lower is steadier.	1.4%	1.0%	0.7%	0.6%Steadier

Typical 3-year returnThe middle of all 3-year stretches, a year	+7.4%	+7.4%	+7.2%	+5.5%

Often used forWhat funds of this type are usually for	Earning interest from highly rated company bonds. Values can fall.	Earning interest from highly rated company bonds. Values can fall.	Earning interest from highly rated company bonds. Values can fall.	Earning interest from highly rated company bonds. Values can fall.