Compare mutual funds | Krystal Capitals

How much it grew
	A: Aditya Birla Sun Life Banking & PSU Debt Fund	B: Baroda BNP Paribas Corporate Bond Fund	C: Franklin India Banking and PSU Debt Fund	D: UTI Banking & PSU Debt Fund
3-year returnA year, on average	+6.5%	+7.4%Higher	+7.1%	+7.2%
1-year returnTotal over the last year	+3.4%	+4.6%	+5.2%	+5.5%Higher
5-year returnA year, on average	+5.8%	Not enough history	+6.1%	+7.5%Higher
Since launchA year, on average, with at least a year of history	+8.0%Higherfrom Oct 2011	+6.3%from Mar 2022	+7.3%from Apr 2014	+7.0%from Feb 2014

How it held up in falls

Worst fall

Biggest drop from a high, and when

How it held up in falls
	A: Aditya Birla Sun Life Banking & PSU Debt Fund	B: Baroda BNP Paribas Corporate Bond Fund	C: Franklin India Banking and PSU Debt Fund	D: UTI Banking & PSU Debt Fund
Worst fallBiggest drop from a high, and when	−3.1%Mar 2020 – Mar 2020	−2.4%

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was
	A: Aditya Birla Sun Life Banking & PSU Debt Fund	B: Baroda BNP Paribas Corporate Bond Fund	C: Franklin India Banking and PSU Debt Fund	D: UTI Banking & PSU Debt Fund
3-year stretches that made moneyOut of every 3-year stretch on record	100%	100%

Risk level

A: Aditya Birla Sun Life Banking & PSU Debt FundModerate
From the fund house, as of 30 Sept 2026
B: Baroda BNP Paribas Corporate Bond FundLow to Moderate
From the fund house, as of 30 Sept 2026
C: Franklin India Banking and PSU Debt FundSee the fund house's risk level
D: UTI Banking & PSU Debt FundLow to Moderate
From the fund house, as of 30 Sept 2026

Smallest SIP

The basics
	A: Aditya Birla Sun Life Banking & PSU Debt Fund	B: Baroda BNP Paribas Corporate Bond Fund	C: Franklin India Banking and PSU Debt Fund	D: UTI Banking & PSU Debt Fund
Risk level	ModerateFrom the fund house, as of 30 Sept 2026	Low to ModerateFrom the fund house, as of 30 Sept 2026

Return in each calendar year.

Year by year
	A: Aditya Birla Sun Life Banking & PSU Debt Fund	B: Baroda BNP Paribas Corporate Bond Fund	C: Franklin India Banking and PSU Debt Fund	D: UTI Banking & PSU Debt Fund
2026 so far (total, not a yearly rate)	+2.7%	+3.9%	+4.1%	+4.5%Higher
2025	+7.3%	+8.3%Higher	+7.9%	+7.8%
2024	+7.9%	+8.3%Higher	+7.7%	+7.6%
2023	+6.9%	+7.0%Higher	+6.8%	+6.7%
2022	+3.7%	Not enough history	+3.3%	+10.3%Higher
2021	+3.6%	Not enough history	+3.7%Higher	+2.8%

Past performance may or may not be sustained in future and is not a guarantee of future returns.