Compare mutual funds | Krystal Capitals

How much it grew
	A: Aditya Birla Sun Life Retirement Fund-30s Plan	B: Tata Retirement Savings Fund Moderate Plan	C: ICICI Prudential Retirement Fund Pure Equity Plan	D: Axis Retirement Fund Dynamic Plan
3-year returnA year, on averageMiddle return of funds of this type we offer: +7.5% a year	+14.0%	+9.5%	+16.8%Higher	+9.5%
1-year returnTotal over the last year	+7.9%Higher	−0.1%	−0.1%	−4.9%
5-year returnA year, on average	+9.7%	+7.4%	+16.0%Higher	+5.4%
Since launchA year, on average, with at least a year of history	+10.9%from Mar 2019	+13.3%from Nov 2011	+17.2%Higherfrom Feb 2019	+9.9%from Dec 2019

How it held up in falls

Worst fall

Biggest drop from a high, and when

How it held up in falls
	A: Aditya Birla Sun Life Retirement Fund-30s Plan	B: Tata Retirement Savings Fund Moderate Plan	C: ICICI Prudential Retirement Fund Pure Equity Plan	D: Axis Retirement Fund Dynamic Plan
Worst fallBiggest drop from a high, and when	−34.3%Feb 2020 – Mar 2020

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was
	A: Aditya Birla Sun Life Retirement Fund-30s Plan	B: Tata Retirement Savings Fund Moderate Plan	C: ICICI Prudential Retirement Fund Pure Equity Plan	D: Axis Retirement Fund Dynamic Plan
3-year stretches that made moneyOut of every 3-year stretch on record	100%	100%

Risk level

A: Aditya Birla Sun Life Retirement Fund-30s PlanSee the fund house's risk level
B: Tata Retirement Savings Fund Moderate PlanSee the fund house's risk level
C: ICICI Prudential Retirement Fund Pure Equity PlanSee the fund house's risk level
D: Axis Retirement Fund Dynamic PlanSee the fund house's risk level

Often used for

What funds of this type are usually for

A: Aditya Birla Sun Life Retirement Fund-30s PlanRetirement savings. Each investment is locked for 5 years, or until retirement if sooner.
B: Tata Retirement Savings Fund Moderate PlanRetirement savings. Each investment is locked for 5 years, or until retirement if sooner.
C: ICICI Prudential Retirement Fund Pure Equity PlanRetirement savings. Each investment is locked for 5 years, or until retirement if sooner.
D: Axis Retirement Fund Dynamic PlanRetirement savings. Each investment is locked for 5 years, or until retirement if sooner.

Smallest SIP

The basics
	A: Aditya Birla Sun Life Retirement Fund-30s Plan	B: Tata Retirement Savings Fund Moderate Plan	C: ICICI Prudential Retirement Fund Pure Equity Plan	D: Axis Retirement Fund Dynamic Plan
Risk level	See the fund house's risk level	See the fund house's risk level

Return in each calendar year.

Year by year
	A: Aditya Birla Sun Life Retirement Fund-30s Plan	B: Tata Retirement Savings Fund Moderate Plan	C: ICICI Prudential Retirement Fund Pure Equity Plan	D: Axis Retirement Fund Dynamic Plan
2026 so far (total, not a yearly rate)	+6.2%Higher	+0.2%	−1.5%	−4.6%
2025	+8.4%	+1.0%	+14.0%Higher	+1.5%
2024	+17.9%	+19.5%	+23.4%	+24.3%Higher
2023	+21.3%	+25.3%	+38.1%Higher	+20.1%
2022	+0.3%	−1.9%	+2.1%Higher	−6.5%
2021	+12.5%	+20.5%	+47.3%Higher	+19.1%

Past performance may or may not be sustained in future and is not a guarantee of future returns.

Worst 3-year stretchA year, from the unluckiest start date	+6.1%Jun 2019 – Jun 2022	+0.7%May 2017 – May 2020	+14.4%Smaller fallJun 2019 – Jun 2022	+7.4%Feb 2020 – Feb 2023

Worst calendar yearThe year and its return	+0.3%in 2022	−3.6%in 2018	+2.1%Smaller fallin 2022	−6.5%in 2022

Ups and downsLast 3 years. Lower is steadier.	14.2%	12.4%	16.2%	11.9%Steadier

Typical 3-year returnThe middle of all 3-year stretches, a year	+13.3%	+14.1%	+24.1%Steadier	+12.3%

Often used forWhat funds of this type are usually for	Retirement savings. Each investment is locked for 5 years, or until retirement if sooner.	Retirement savings. Each investment is locked for 5 years, or until retirement if sooner.	Retirement savings. Each investment is locked for 5 years, or until retirement if sooner.	Retirement savings. Each investment is locked for 5 years, or until retirement if sooner.