Compare mutual funds | Krystal Capitals

How much it grew
	A: Bajaj Finserv Gilt Fund	B: Baroda BNP Paribas Gilt Fund	C: SBI 10 Year Constant Maturity Gilt Fund	D: ICICI Prudential 10 Year Constant Maturity Gilt Fund
3-year returnA year, on average	Not enough historyMiddle return of funds of this type we offer: +5.3% a year	+6.2%Middle return of funds of this type we offer: +5.3% a year	+6.2%Middle return of funds of this type we offer: +6.2% a year	+6.8%HigherMiddle return of funds of this type we offer: +6.2% a year
1-year returnTotal over the last year	+2.0%Higher	+1.1%	+0.9%	+1.8%
5-year returnA year, on average	Not enough history	+5.0%	+5.1%	+5.4%Higher
Since launchA year, on average, with at least a year of history	+3.3%from Jan 2025	+7.0%from Apr 2006	+7.7%from Apr 2006	+7.8%Higherfrom Nov 2014

How it held up in falls

Worst fall

Biggest drop from a high, and when

A: Bajaj Finserv Gilt Fund−4.1%Smaller fall
May 2025 – Aug 2025
B: Baroda BNP Paribas Gilt Fund−6.8%
Jun 2013 – Aug 2013
C: SBI 10 Year Constant Maturity Gilt Fund−5.1%
Jan 2009 – Sept 2009
D: ICICI Prudential 10 Year Constant Maturity Gilt Fund−4.7%
Dec 2021 – Jun 2022

How it held up in falls
	A: Bajaj Finserv Gilt Fund	B: Baroda BNP Paribas Gilt Fund	C: SBI 10 Year Constant Maturity Gilt Fund	D: ICICI Prudential 10 Year Constant Maturity Gilt Fund
Worst fallBiggest drop from a high, and when	−4.1%Smaller fallMay 2025 – Aug 2025

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was
	A: Bajaj Finserv Gilt Fund	B: Baroda BNP Paribas Gilt Fund	C: SBI 10 Year Constant Maturity Gilt Fund	D: ICICI Prudential 10 Year Constant Maturity Gilt Fund
3-year stretches that made moneyOut of every 3-year stretch on record	Not enough history	100%

Risk level

A: Bajaj Finserv Gilt FundSee the fund house's risk level
B: Baroda BNP Paribas Gilt FundSee the fund house's risk level
C: SBI 10 Year Constant Maturity Gilt FundSee the fund house's risk level
D: ICICI Prudential 10 Year Constant Maturity Gilt FundSee the fund house's risk level

Often used for

What funds of this type are usually for

A: Bajaj Finserv Gilt FundLending to the government. Prices move with interest rates. Values can fall.
B: Baroda BNP Paribas Gilt FundLending to the government. Prices move with interest rates. Values can fall.
C: SBI 10 Year Constant Maturity Gilt FundLending to the government. Prices move with interest rates. Values can fall.
D: ICICI Prudential 10 Year Constant Maturity Gilt FundLending to the government. Prices move with interest rates. Values can fall.

Smallest SIP

The basics
	A: Bajaj Finserv Gilt Fund	B: Baroda BNP Paribas Gilt Fund	C: SBI 10 Year Constant Maturity Gilt Fund	D: ICICI Prudential 10 Year Constant Maturity Gilt Fund
Risk level	See the fund house's risk level	See the fund house's risk level	See the fund house's risk level

Return in each calendar year.

Year by year
	A: Bajaj Finserv Gilt Fund	B: Baroda BNP Paribas Gilt Fund	C: SBI 10 Year Constant Maturity Gilt Fund	D: ICICI Prudential 10 Year Constant Maturity Gilt Fund
2026 so far (total, not a yearly rate)	+2.9%Higher	+1.4%	+0.4%	+1.1%
2025	Not enough history	+5.5%	+6.7%	+7.5%Higher
2024	Not enough history	+9.6%Higher	+9.1%	+9.3%
2023	Not enough history	+7.3%	+7.5%	+7.7%Higher
2022	Not enough history	+1.5%Higher	+1.3%	+1.2%
2021	Not enough history	+1.8%	+2.4%	+2.8%Higher

Past performance may or may not be sustained in future and is not a guarantee of future returns.

Worst 3-year stretchA year, from the unluckiest start date	Not enough history	+2.7%Mar 2007 – Mar 2010	+3.4%Oct 2020 – Oct 2023	+3.6%Smaller fallNov 2020 – Nov 2023

Worst calendar yearThe year and its return	Not enough history	+0.6%in 2009	−3.2%in 2009	+1.2%Smaller fallin 2022

Ups and downsLast 3 years. Lower is steadier.	Not enough history	2.5%Steadier	2.7%	2.7%

Typical 3-year returnThe middle of all 3-year stretches, a year	Not enough history	+7.5%	+8.4%Steadier	+8.1%

Often used forWhat funds of this type are usually for	Lending to the government. Prices move with interest rates. Values can fall.	Lending to the government. Prices move with interest rates. Values can fall.	Lending to the government. Prices move with interest rates. Values can fall.	Lending to the government. Prices move with interest rates. Values can fall.