Compare mutual funds | Krystal Capitals

How much it grew
	A: Aditya Birla Sun Life Gilt Fund	B: Bandhan 10 Year Constant Maturity Gilt Fund	C: Bandhan Gilt Fund	D: Baroda BNP Paribas Gilt Fund
3-year returnA year, on average	+4.8%Middle return of funds of this type we offer: +5.3% a year	+7.1%Middle return of funds of this type we offer: +6.2% a year	+7.6%HigherMiddle return of funds of this type we offer: +5.3% a year	+6.2%Middle return of funds of this type we offer: +5.3% a year
1-year returnTotal over the last year	−1.1%	+2.1%	+6.3%Higher	+1.1%
5-year returnA year, on average	+4.2%	+5.4%	+5.7%Higher	+5.0%
Since launchA year, on average, with at least a year of history	+7.1%from Apr 2006	+7.2%from Jun 2008	+7.7%Higherfrom Dec 2008	+7.0%from Apr 2006

How it held up in falls

Worst fall

Biggest drop from a high, and when

A: Aditya Birla Sun Life Gilt Fund−15.6%
Jan 2009 – Mar 2009
B: Bandhan 10 Year Constant Maturity Gilt Fund−5.1%Smaller fall
Sept 2021 – Jun 2022
C: Bandhan Gilt Fund−15.4%
Jan 2009 – Mar 2009
D: Baroda BNP Paribas Gilt Fund−6.8%
Jun 2013 – Aug 2013

How it held up in falls
	A: Aditya Birla Sun Life Gilt Fund	B: Bandhan 10 Year Constant Maturity Gilt Fund	C: Bandhan Gilt Fund	D: Baroda BNP Paribas Gilt Fund
Worst fallBiggest drop from a high, and when	−15.6%Jan 2009 – Mar 2009	−5.1%

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was
	A: Aditya Birla Sun Life Gilt Fund	B: Bandhan 10 Year Constant Maturity Gilt Fund	C: Bandhan Gilt Fund	D: Baroda BNP Paribas Gilt Fund
3-year stretches that made moneyOut of every 3-year stretch on record	100%	100%

Risk level

Often used for

What funds of this type are usually for

A: Aditya Birla Sun Life Gilt FundLending to the government. Prices move with interest rates. Values can fall.
B: Bandhan 10 Year Constant Maturity Gilt FundLending to the government. Prices move with interest rates. Values can fall.
C: Bandhan Gilt FundLending to the government. Prices move with interest rates. Values can fall.
D: Baroda BNP Paribas Gilt FundLending to the government. Prices move with interest rates. Values can fall.

Smallest SIP

The basics
	A: Aditya Birla Sun Life Gilt Fund	B: Bandhan 10 Year Constant Maturity Gilt Fund	C: Bandhan Gilt Fund	D: Baroda BNP Paribas Gilt Fund
Risk level	See the fund house's risk level	See the fund house's risk level	See the fund house's risk level

Return in each calendar year.

Year by year
	A: Aditya Birla Sun Life Gilt Fund	B: Bandhan 10 Year Constant Maturity Gilt Fund	C: Bandhan Gilt Fund	D: Baroda BNP Paribas Gilt Fund
2026 so far (total, not a yearly rate)	−0.1%	+1.5%	+6.0%Higher	+1.4%
2025	+3.0%	+7.5%Higher	+3.7%	+5.5%
2024	+9.1%	+9.7%	+10.6%Higher	+9.6%
2023	+7.1%	+7.4%Higher	+6.8%	+7.3%
2022	+1.7%Higher	+0.7%	+1.4%	+1.5%
2021	+3.6%Higher	+1.8%	+2.1%	+1.8%

Past performance may or may not be sustained in future and is not a guarantee of future returns.

Worst 3-year stretchA year, from the unluckiest start date	+1.1%Dec 2008 – Dec 2011	+2.5%Jun 2008 – Jun 2011	+1.2%Jan 2009 – Jan 2012	+2.7%Smaller fallMar 2007 – Mar 2010

Worst calendar yearThe year and its return	−10.5%in 2009	+0.7%Smaller fallin 2022	−8.5%in 2009	+0.6%in 2009

Ups and downsLast 3 years. Lower is steadier.	3.6%	2.8%	3.4%	2.5%Steadier

Typical 3-year returnThe middle of all 3-year stretches, a year	+7.7%	+8.2%	+8.4%Steadier	+7.5%

Often used forWhat funds of this type are usually for	Lending to the government. Prices move with interest rates. Values can fall.	Lending to the government. Prices move with interest rates. Values can fall.	Lending to the government. Prices move with interest rates. Values can fall.	Lending to the government. Prices move with interest rates. Values can fall.