Compare mutual funds | Krystal Capitals

How much it grew
	A: Aditya Birla Sun Life Gilt Fund	B: Baroda BNP Paribas Gilt Fund	C: Bandhan Gilt Fund	D: Axis Gilt Fund
3-year returnA year, on averageMiddle return of funds of this type we offer: +5.3% a year	+4.8%	+6.2%	+7.6%Higher	+6.6%
1-year returnTotal over the last year	−1.1%	+1.1%	+6.3%Higher	+1.9%
5-year returnA year, on average	+4.2%	+5.0%	+5.7%Higher	+5.4%
Since launchA year, on average, with at least a year of history	+7.1%from Apr 2006	+7.0%from Apr 2006	+7.7%Higherfrom Dec 2008	+6.9%from Jan 2012

How it held up in falls

Worst fall

Biggest drop from a high, and when

How it held up in falls
	A: Aditya Birla Sun Life Gilt Fund	B: Baroda BNP Paribas Gilt Fund	C: Bandhan Gilt Fund	D: Axis Gilt Fund
Worst fallBiggest drop from a high, and when	−15.6%Jan 2009 – Mar 2009	−6.8%Smaller fall

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was
	A: Aditya Birla Sun Life Gilt Fund	B: Baroda BNP Paribas Gilt Fund	C: Bandhan Gilt Fund	D: Axis Gilt Fund
3-year stretches that made moneyOut of every 3-year stretch on record	100%	100%

Risk level

Often used for

What funds of this type are usually for

A: Aditya Birla Sun Life Gilt FundLending to the government. Prices move with interest rates. Values can fall.
B: Baroda BNP Paribas Gilt FundLending to the government. Prices move with interest rates. Values can fall.
C: Bandhan Gilt FundLending to the government. Prices move with interest rates. Values can fall.
D: Axis Gilt FundLending to the government. Prices move with interest rates. Values can fall.

Smallest SIP

The basics
	A: Aditya Birla Sun Life Gilt Fund	B: Baroda BNP Paribas Gilt Fund	C: Bandhan Gilt Fund	D: Axis Gilt Fund
Risk level	See the fund house's risk level	See the fund house's risk level	See the fund house's risk level

Return in each calendar year.

Year by year
	A: Aditya Birla Sun Life Gilt Fund	B: Baroda BNP Paribas Gilt Fund	C: Bandhan Gilt Fund	D: Axis Gilt Fund
2026 so far (total, not a yearly rate)	−0.1%	+1.4%	+6.0%Higher	+2.2%
2025	+3.0%	+5.5%Higher	+3.7%	+5.2%
2024	+9.1%	+9.6%	+10.6%Higher	+10.0%
2023	+7.1%	+7.3%Higher	+6.8%	+7.1%
2022	+1.7%	+1.5%	+1.4%	+2.4%Higher
2021	+3.6%Higher	+1.8%	+2.1%	+2.4%

Past performance may or may not be sustained in future and is not a guarantee of future returns.

Worst 3-year stretchA year, from the unluckiest start date	+1.1%Dec 2008 – Dec 2011	+2.7%Mar 2007 – Mar 2010	+1.2%Jan 2009 – Jan 2012	+3.7%Smaller fallNov 2020 – Nov 2023

Worst calendar yearThe year and its return	−10.5%in 2009	+0.6%Smaller fallin 2009	−8.5%in 2009	−0.6%in 2013

Ups and downsLast 3 years. Lower is steadier.	3.6%	2.5%Steadier	3.4%	2.9%

Typical 3-year returnThe middle of all 3-year stretches, a year	+7.7%	+7.5%	+8.4%Steadier	+7.0%

Often used forWhat funds of this type are usually for	Lending to the government. Prices move with interest rates. Values can fall.	Lending to the government. Prices move with interest rates. Values can fall.	Lending to the government. Prices move with interest rates. Values can fall.	Lending to the government. Prices move with interest rates. Values can fall.