Compare mutual funds | Krystal Capitals

How much it grew
	A: Axis Retirement Fund Dynamic Plan	B: Aditya Birla Sun Life Retirement Fund-30s Plan	C: ICICI Prudential Retirement Fund Hybrid Aggressive Plan	D: Tata Retirement Savings Fund Moderate Plan
3-year returnA year, on averageMiddle return of funds of this type we offer: +7.5% a year	+9.5%	+14.0%	+14.6%Higher	+9.5%
1-year returnTotal over the last year	−4.9%	+7.9%Higher	−0.2%	−0.1%
5-year returnA year, on average	+5.4%	+9.7%	+12.2%Higher	+7.4%
Since launchA year, on average, with at least a year of history	+9.9%from Dec 2019	+10.9%from Mar 2019	+13.8%Higherfrom Feb 2019	+13.3%from Nov 2011

How it held up in falls

Worst fall

Biggest drop from a high, and when

A: Axis Retirement Fund Dynamic Plan−18.1%Smaller fall
Oct 2021 – Jun 2022
B: Aditya Birla Sun Life Retirement Fund-30s Plan−34.3%
Feb 2020 – Mar 2020
C: ICICI Prudential Retirement Fund Hybrid Aggressive Plan−28.9%
Jan 2020 – Mar 2020
D: Tata Retirement Savings Fund Moderate Plan−29.7%
Feb 2020 – Mar 2020

How it held up in falls
	A: Axis Retirement Fund Dynamic Plan	B: Aditya Birla Sun Life Retirement Fund-30s Plan	C: ICICI Prudential Retirement Fund Hybrid Aggressive Plan	D: Tata Retirement Savings Fund Moderate Plan
Worst fallBiggest drop from a high, and when	−18.1%Smaller fall

3-year stretches that made money

Out of every 3-year stretch on record

How steady it was
	A: Axis Retirement Fund Dynamic Plan	B: Aditya Birla Sun Life Retirement Fund-30s Plan	C: ICICI Prudential Retirement Fund Hybrid Aggressive Plan	D: Tata Retirement Savings Fund Moderate Plan
3-year stretches that made moneyOut of every 3-year stretch on record	100%

Risk level

A: Axis Retirement Fund Dynamic PlanSee the fund house's risk level
B: Aditya Birla Sun Life Retirement Fund-30s PlanSee the fund house's risk level
C: ICICI Prudential Retirement Fund Hybrid Aggressive PlanSee the fund house's risk level
D: Tata Retirement Savings Fund Moderate PlanSee the fund house's risk level

Often used for

What funds of this type are usually for

A: Axis Retirement Fund Dynamic PlanRetirement savings. Each investment is locked for 5 years, or until retirement if sooner.
B: Aditya Birla Sun Life Retirement Fund-30s PlanRetirement savings. Each investment is locked for 5 years, or until retirement if sooner.
C: ICICI Prudential Retirement Fund Hybrid Aggressive PlanRetirement savings. Each investment is locked for 5 years, or until retirement if sooner.
D: Tata Retirement Savings Fund Moderate PlanRetirement savings. Each investment is locked for 5 years, or until retirement if sooner.

Smallest SIP

The basics
	A: Axis Retirement Fund Dynamic Plan	B: Aditya Birla Sun Life Retirement Fund-30s Plan	C: ICICI Prudential Retirement Fund Hybrid Aggressive Plan	D: Tata Retirement Savings Fund Moderate Plan
Risk level	See the fund house's risk level	See the fund house's risk level

Return in each calendar year.

Year by year
	A: Axis Retirement Fund Dynamic Plan	B: Aditya Birla Sun Life Retirement Fund-30s Plan	C: ICICI Prudential Retirement Fund Hybrid Aggressive Plan	D: Tata Retirement Savings Fund Moderate Plan
2026 so far (total, not a yearly rate)	−4.6%	+6.2%Higher	−2.0%	+0.2%
2025	+1.5%	+8.4%	+12.6%Higher	+1.0%
2024	+24.3%Higher	+17.9%	+20.9%	+19.5%
2023	+20.1%	+21.3%	+31.7%Higher	+25.3%
2022	−6.5%	+0.3%	+0.5%Higher	−1.9%
2021	+19.1%	+12.5%	+26.5%Higher	+20.5%

Past performance may or may not be sustained in future and is not a guarantee of future returns.

Worst 3-year stretchA year, from the unluckiest start date	+7.4%Feb 2020 – Feb 2023	+6.1%Jun 2019 – Jun 2022	+9.5%Smaller fallJun 2019 – Jun 2022	+0.7%May 2017 – May 2020

Worst calendar yearThe year and its return	−6.5%in 2022	+0.3%in 2022	+0.5%Smaller fallin 2022	−3.6%in 2018

Ups and downsLast 3 years. Lower is steadier.	11.9%Steadier	14.2%	13.7%	12.4%

Typical 3-year returnThe middle of all 3-year stretches, a year	+12.3%	+13.3%	+18.9%Steadier	+14.1%

Often used forWhat funds of this type are usually for	Retirement savings. Each investment is locked for 5 years, or until retirement if sooner.	Retirement savings. Each investment is locked for 5 years, or until retirement if sooner.	Retirement savings. Each investment is locked for 5 years, or until retirement if sooner.	Retirement savings. Each investment is locked for 5 years, or until retirement if sooner.